Covell Communities understands that purchasing a new home is a tremendous decision and likely the largest investment that you will ever make. To ensure your mortgage experience is effortless, convenient and cost-effective, our preferred lenders offer an array of mortgage programs to meet your individual needs. Construction perm, fixed-rate, adjustable-rate, and government loans are available to maximize your loan options and the lenders will work with you to secure a loan that is best suited for you.


Construction Perm Loans (Our Most Popular)

A construction-permanent mortgage (CP loan) is a one-time settlement prior to the start of construction. CP financing allows you to secure “today’s” interest rate and reduce closing costs.


Fixed Rate Loans

A fixed interest rate loan is a loan where the interest rate doesn't fluctuate during the fixed rate period of the loan. This allows the borrower to accurately predict their future payments.


Adjustable Rate Loans

Adjustable Rate Mortgage (ARM) loans generally offer lower initial interest rates than comparable fixed-rate mortgages, which may increase your purchasing power.


Government Loans

The Federal Housing Administration (FHA) and the U.S. Department of Veteran's Affairs (VA) offer government-insured loans. These loans have low down payment requirements and more flexible guidelines that make them easier to obtain.



Preferred Lenders


Contact any of the preferred lenders listed below or your Sales Consultant for additional information.

Old Line Bank - Jeff Donohue

Vice Presidnet, Mortgage Production

4201 Mitchellville Rd. # 100

Bowie, MD 21706

Mobile: 240-508-2737

Office: 301-352-3130


Caliber Home Loans - Mark Miller

Loan Officer

10500 Little Patuxent Pkwy Suite 750

Columbia, MD 21044

Mobile: 410-409-3221


Citizens One - Jeff Schroll

Loan Officer

1997 Annapolis Exchange Pkwy , Suite 300

Annapolis, MD 21404

Mobile: 410-615-5641


First Home Mortgage - Timothy K. Reinhart

Branch Manager

1954 Greenspring Dr, Suite 420

Timonium, MD 21093

Mobile: 410-303-4754

Office: 443-632-0405


Preferred Title Company


Counselors Title John G. Nalls


4400 Jennifer St, Suite 220, NW

Washington, DC 20016

Mobile: 240-498-8290

Office: 202-686-0100